Underwriting – Why Our Team Sets Us Apart

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by: Steve S., Senior Mortgage Advisor
When you are in the need of a home loan, either to purchase or refinance, the one thing you want to look for in a bank you may use is a strong underwriting department. I know, it’s not the first thing that comes to mind, like low rates and the…

How to Prepare for your Appraisal

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by: Molly W., Mortgage Marketing Manager
Have an appraisal scheduled? Then take a few minutes to sit down and read our advice below…and then roll up your sleeves and get to work! (You’ll thank us later)   Put in some elbow grease. While the Appraiser won’t be paying attention to the dust bunnies collecting behind your refrigerator, they…

Top 10 Things to Know About an Appraisal

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by: Molly W., Mortgage Marketing Manager
What’s an appraisal? We’re glad you asked. Check out the top 10 things you need to know about an appraisal, then get started with the mortgage process here.    1. What is an appraisal?  An appraisal is a report made by a professional Appraiser setting forth an opinion of a…

What You Need to Apply for a Home Loan

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by: Molly W., Mortgage Marketing Manager
To apply for a home loan, you'll need to provide your Mortgage Banker and underwriting team with documentation to help verify: employment history, creditworthiness, and your overall financial situation. If you are applying with someone else (co-borrower, such as a spouse), they will also have to provide the same documents.…

What to Avoid When Applying for a Home Loan

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by: Molly W., Mortgage Marketing Manager
Applying for a home loan is one of the most important financial investments you'll ever make. So, make sure you give yourself the best opportunity to get the perfect solution for your needs. There are some things you'll need to try to avoid while going through the mortgage process. If…
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