Community Banks of Colorado offers Commercial Cards that allow your business to simplify the account payable processing with the most cost effective mode of payment. Commercial card payments give you the information and reporting tools to provide enhanced data monitoring, plus giving you the ease to purchase what you need to run your business by reducing costs associated with making payments, providing immediate access to data and streamlining your access to accounting software.


Purchasing Card

Consolidate purchasing transactions, manage business travel and entertainment expenses, and reduce paperwork and processing costs with Elan One Card Program.

Payment Management Solutions:

  • Automate the payment and reconciliation process
  • Enhance cash management and cycle-based payments
  • Centralized payment options
  • Integrated into internal accounting systems

Purchase Management Solutions:

  • Group and analyze spending data
  • Block spending to certain merchant groups
  • Consolidate purchase and travel payments
  • Enhanced cash flow flexibility by paying for purchases when the statement is received

Security Features:

  • Visa Liability Waiver
  • Zero Liability Policy
  • Lost and stolen card reporting
  • Auto rental insurance
  • Travel and emergency assistance


To learn more, please contact one of our Treasury Management specialists:

Valerie Kramer, CTP
Executive Vice President, Chief Digital Officer
Valerie Kramer, CTP Profile Image

Valerie Kramer is the Managing Director of Treasury Management and Client Services & Solutions;  responsible for our user experience, strategic development, client acquisition, implementation and support for Treasury Management Services & Products, as well as the retention of Deposit verticals for our Commercial, Business, and Specialty divisions.

Prior to joining NBH Bank,  Mrs. Kramer held various roles within regional and national banks throughout the Midwest  where she was responsible for the development, implementation, and support for treasury management sales.

As a Certified Treasury Professional (CTP) with over 19 years of treasury and banking experience, Valerie has worked with a broad range of middle-market companies bringing expertise in both payment and digital solutions.

Valerie earned her Bachelor’s degree in Finance and Marketing from the University of Nebraska. In addition to her CTP designation, she also holds her Series 7 license. Ms. Kramer is a 2021 Centurion with the Greater Kansas City Chamber of Commerce.

Kathy Mitchley, CTP
Vice President, Treasury Management
Kathy Mitchley, CTP Profile Image

Kathy Mitchley is a Treasury Management Consultant for Community Banks of Colorado. Kathyhas been in the banking industry for over 25 years. Prior to joining Community Banks of Colorado, Kathy has extensive history in Corporate Foreign Exchange trading in South Africa. Kathy received her CTP designation in 2003 and has a passion for providing treasury management solutions for her business clients.