Home Equity Loans & Lines of Credit

Everything and the kitchen sink.

Common sense says to use the tools that you already own such as the equity in your home. With a home equity loan or line of credit (HELOC) from Community Banks of Colorado, you have the power to cover large expenses like home improvements, funding education or paying medical bills in an affordable way.  With so many ways to use the equity in your home, you can get everything you need. 

Home Equity Term Loan

A loan secured by the equity on your home or property. You’ll receive the lump-sum proceeds when your loan is closed. You can use the proceeds of the loan to pay for college expenses, home improvements or to refinance.

Home Equity Line of Credit

A reusable line of credit secured by the equity on your home or property. With a line of credit you have access to your funds when you need them, like a credit card, but with lower interest rates. The perfect solution for home improvements, paying medical bills or even paying off high-interest credit card debt.

Compare the features and benefits of our Home Equity Loans and Home Equity Lines of Credit

You’ll also need:

• Home Equity Application Disclosure
• What You Should Know About Home Equity Lines of Credit

Compare Benefits

¹No third party closing costs up to $500 on loans up to $200,000. ²Maximum Loan-To-Value is subject to credit score and overall collateral approval. Please contact your banker or nearest banking center for more details. ³Maximum Loan-To-Value for loans $10,000 to $75,000 is 80%. Maximum Loan-To-Value for loans $75,001 to $250,000 is 75%.Maximum Loan-To-Value for loans $150,001 to $250,000 is 70%. ⁴Maximum Loan-To-Value for loans $15,000 to $75,000 is 85%. Maximum Loan-To-Value for loans $75,001 to $150,000 is 80%. Maximum Loan-To-Value for loans $150,001 to $250,000 is 75%. Please contact your banker or nearest banking center for more details.