Community Banks of Colorado is proud to offer our Business Banking clients a variety of payment options with our Merchant Card program, including:

  • In-store payments like POS Terminals and POS Systems 
  • Mobile payments including Clover Flex and Clover Go


In-Store Payments

Community Banks of Colorado has your in-store transactions covered, by offering you the solutions to help every client that walks in to your business to have a simple and seamless purchasing process. From credit cards to debit cards to checks or gift cards, we help you accept it all, all you need is a POS terminal or system. Our options include:

  • POS Terminals which are affordable and compact that you can either lease or purchase. No matter which you choose, you can count on fast transactions and built-in security.
  • POS Systems that are computer-based and specifically designed for restaurants or retailers. Multitask with the combination of computer, inventory management software and payment processing.


Mobile Payments

Need the flexibility to take your terminal to your client? We offer high-powered portable business systems that help you manage your daily operations, and mobile options that provide affordable and secure payment processing. Bring the service to your clients with one of the following solutions:

  • Clover Flex is a sophisticated portable system that accepts payments, manages inventory, has a barcode scanner, a comer and runs on cloud-based software.
  • Clover Go allows you to take payments, monitor funds and see daily sales, all from your mobile device or tablet.


Business Solutions

With our partnership with First Data, we offer your business the ability to accept payments online, and more:

  • Identify top selling products
  • Track inventory easily
  • View your client’s spending habits
  • Discover where your clients spend their money
  • Access your sales performance on-demand
  • See how you compare to your competitors
  • Analyze your revenue trends
Valerie Kramer, CTP
Executive Vice President, Chief Digital Officer
Valerie Kramer, CTP Profile Image

Valerie Kramer is the Managing Director of Treasury Management and Client Services & Solutions;  responsible for our user experience, strategic development, client acquisition, implementation and support for Treasury Management Services & Products, as well as the retention of Deposit verticals for our Commercial, Business, and Specialty divisions.

Prior to joining NBH Bank,  Mrs. Kramer held various roles within regional and national banks throughout the Midwest  where she was responsible for the development, implementation, and support for treasury management sales.

As a Certified Treasury Professional (CTP) with over 19 years of treasury and banking experience, Valerie has worked with a broad range of middle-market companies bringing expertise in both payment and digital solutions.

Valerie earned her Bachelor’s degree in Finance and Marketing from the University of Nebraska. In addition to her CTP designation, she also holds her Series 7 license. Ms. Kramer is a 2021 Centurion with the Greater Kansas City Chamber of Commerce.

Kathy Mitchley, CTP
Vice President, Treasury Management
Kathy Mitchley, CTP Profile Image

Kathy Mitchley is a Treasury Management Consultant for Community Banks of Colorado. Kathyhas been in the banking industry for over 25 years. Prior to joining Community Banks of Colorado, Kathy has extensive history in Corporate Foreign Exchange trading in South Africa. Kathy received her CTP designation in 2003 and has a passion for providing treasury management solutions for her business clients.  

Bregette Ginther
Vice President, Treasury Management Business Development
Bregette Ginther Profile Image

Bregette Ginther has been in banking over 35 years. Her current position is VP, Treasury Management Business Development. She was previously the VP of Business Development for Peoples Bank for over 10 years along with Retail Bank Management.