Debit Cards

Get direct access to your checking account with a Visa® debit card. Accepted at more than 35 million merchants worldwide, it makes paying for items you purchase every day easy and convenient. Every Community Banks of Colorado checking account comes with a free debit card.

Debit Card Rewards – Purchase Advantage

A valuable, FREE program that rewards you for your everyday spending. Enrollment is automatic, and now, when you sign for purchases with your Community Banks of Colorado Visa® Debit Card you’ll earn points that can be redeemed for exciting rewards.¹

How it Works

• Instead of a check, cash or credit card, use your Community Banks of Colorado Visa® Debit Card.
• Be sure to sign for your purchase rather than use your PIN. Push Credit instead of Debit.
• Earn points for everyday purchases like groceries, dining out, or filling your car with gas.
• Redeem your points for great rewards at cobnksredeem.com. It only takes 100 points to get a FREE REWARD. Or, bank your points for bigger, better rewards in the future!

As you use your card, you’ll earn one point for every $100 spent with a signature transaction!² If you’ve linked your checking account(s) to your rewards account, points earned will be deposited directly into your cobnksredeem.com account each month. Otherwise, we’ll mail points certificates for the points you accumulate each quarter in March, June, September and December. Please note:This program requires a separate login than the one you use for Online Banking.

Want to get even more out of your debit card?

My Rewards

Earn more, just for using your card!

Need another reason to use your Community Banks of Colorado debit card? How about the chance to earn up to 10% back? Our My Rewards program³ offers just that!

So, keep using your Community Banks of Colorado Visa® debit card on qualifying purchases at select merchants and you could earn up to 10%, which we’ll deposit right into your account by the end of the next statement cycle.

Just sign in to Online Banking and sign up. 

ATM Card

For clients without a checking account we also offer ATM-only cards. These are used to access our savings accounts.

Frequently Asked Questions

Q: How do I order a new debit card?
A: To order a new debit card, please visit your local banking center.

Q: What should I do if my card is lost, stolen or I suspect fraudulent debit card transactions? 
A: During business hours please call our Client Services and Solutions team at 877.877.0395, or send us a secure message through Online Banking. After hours, call 877.877.0395 and select “Option 7” to speak with Client Support. 

Please note, our after-hours team cannot order debit cards. You will need to call our Client Services and Solutions team during business hours at 877.877.0395 to order your new debit card. 

Q: How do I temporarily lock my card? 
A: During business hours please call  our Client Services and Solutions team at 877.877.0395, or send us a secure message through Online Banking. After hours, call 877.877.0395 and select “Option 7” to speak with Client Support. 

Please note, our after-hours team cannot order debit cards. You will need to call our Client Services and Solutions team during business hours at 877.877.0395 to order your new debit card. 

For more frequently asked debit card questions, please visit the Personal Banking Frequently Asked Questions page.

¹Qualifying signature transactions must clear your account and post to your account no later than the end of the applicable calendar month to be counted. For example, if a purchase with your card occurs on the last day of the offer month but does not clear your account until the first day of the following calendar month, then that transaction will not be included in the calculation for the month in which you used your card. Rewards in program valued from 100 to 100,000 points. Rewards subject to change without notice and program may be terminated at any time. Third party names are the trademarks and/or registered trademarks of their respective owners. Points valid for 2 years from the first day of the month in which the Points were issued. Points awarded per checking account. See cobnksredeem.com/rewardsprogramterms for specific program terms.

²For ongoing card purchases, one point is awarded for every $100 spent with a signature transaction. The determination of whether a transaction is a signature transaction is dependent upon how the transaction is reported to and logged by Bank Midwest (i.e., not all transactions for which a signature was required will necessarily be reflected as a “signature transaction”). ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice.