One of the biggest challenges of maintaining a business is gathering and processing payments. That’s why Community Banks of Colorado offers technology that can help your business accelerate processing, receive electronic reporting, access payment information and monitor your business online.


Remote and Mobile Check Deposit

Spend more time running your business than running to the bank. Without leaving your office, you can deposit checks into multiple accounts and reduce risk with faster check clearing.


Lockbox Servicing

Our lockbox servicing can help accelerate receivables and collections by reducing the delays related to float and mail processing, increasing cash flow opportunities through more efficient processes and providing separation of duties.


Merchant Services

We can provide your business with cutting-edge debit and credit card processing solutions to help collect payments more effectively and efficiently, through our Merchant Services partnership with First Data. If you have an existing Merchant Account, we’ll review your current rates and fees to ensure you receive the most competitive, cost-effective solutions available. Plus, Community Banks of Colorado is proud to offer a variety of in-store EMV payment terminals or POS systems with our partnership with First Data including:

  • First Data FD130
  • Clover Mini
  • Clover Station
  • First Data Restaurant or Retail Solutions


Cash Services and Courier

We’ve partnered with GardaWorld to offer CashLINKTM, a complete transaction-to-bank cash management system. Get a smart safe unit which helps reduce the amount of cash you need to keep in your registers and avoids the envelope drop process. With the complete CashLINK service, you’ll enjoy:

  • Secured armored transportation
  • Deposit consolidation
  • Equipment maintenance
  • Reconciliation information


To learn more, please contact one of our Treasury Management specialists:

Valerie Kramer, CTP
Executive Vice President, Chief Digital Officer
Valerie Kramer, CTP Profile Image

Valerie Kramer is the Managing Director of Treasury Management and Client Services & Solutions;  responsible for our user experience, strategic development, client acquisition, implementation and support for Treasury Management Services & Products, as well as the retention of Deposit verticals for our Commercial, Business, and Specialty divisions.

Prior to joining NBH Bank,  Mrs. Kramer held various roles within regional and national banks throughout the Midwest  where she was responsible for the development, implementation, and support for treasury management sales.

As a Certified Treasury Professional (CTP) with over 19 years of treasury and banking experience, Valerie has worked with a broad range of middle-market companies bringing expertise in both payment and digital solutions.

Valerie earned her Bachelor’s degree in Finance and Marketing from the University of Nebraska. In addition to her CTP designation, she also holds her Series 7 license. Ms. Kramer is a 2021 Centurion with the Greater Kansas City Chamber of Commerce.

Kathy Mitchley, CTP
Vice President, Treasury Management
Kathy Mitchley, CTP Profile Image

Kathy Mitchley is a Treasury Management Consultant for Community Banks of Colorado. Kathyhas been in the banking industry for over 25 years. Prior to joining Community Banks of Colorado, Kathy has extensive history in Corporate Foreign Exchange trading in South Africa. Kathy received her CTP designation in 2003 and has a passion for providing treasury management solutions for her business clients.