Busted: Top 4 Mortgage Myths Feb 10th, 2025 by: Regan Godderz Homeownership & MortgagePersonal Finance Tips Myth #1: You need a 20% down payment to buy a house. This is one of the most enduring myths about home ownership. After WWII, using a mortgage to buy a home became much more popular than in years past, and yes, a 20% down payment was typical. Today, we have a wide array of ... 3 min read Read More
How to Avoid Spoofing Scams Feb 10th, 2025 by: Regan Godderz Fraud & Security Scammers are getting trickier with the help of artificial intelligence (AI), and even tech-savvy individuals are falling victim to fraud. From spoofing (mimicking) Caller ID to creating deepfakes of friends or family members’ voices or appearance, financial fraud is changing and so are the methods to spot it. Below are some tips to discern fraud: ... 3 min read Read More
What Can You Use a HELOC For? Feb 7th, 2025 by: Regan Godderz Homeownership & MortgagePersonal Finance Tips A home equity line of credit (HELOC) is a flexible borrowing option that allows you to tap into your home’s equity as needed. HELOCs are commonly used to pay for large expenses, consolidate debt, or cover unexpected costs. Unlike a traditional loan that provides a lump sum, a HELOC is a reusable line of credit. ... 3 min read Read More
Protect Your Business from Fraudsters Feb 3rd, 2025 by: Regan Godderz Business Banking & LendingFraud & Security In today’s digital landscape, fraud is an ever-present concern for both consumers and businesses. Here are some best practices to help protect your data: Stay Updated Ensure computers, networks and mobile devices (anything that connects to your data or business environment) are kept up with the latest updates. Utilize MFA Everywhere Possible Set up multifactor ... 3 min read Read More
Take Control of Your Financial Future: Expert Tips Jan 15th, 2025 by: Regan Godderz Personal Finance Tips It’s always the right time to take control of your financial future. Whether you’re aiming to build savings, pay off debt, or plan for major purchases, these actionable tips will help you get started on a strong financial footing. Review Your BudgetThe foundation of financial success begins with understanding your current financial situation. Reviewing your budget ... 5 min read Read More
