Every Day Tips to Help You Protect Yourself
At Community Banks of Colorado your privacy is always on the forefront of our thoughts. That’s why we take security so seriously. To help you with maintaining your data, we are arming you with quick tips for online and in your home. Incorporate these tips into your day-to-day routine and start protecting yourself.…
Underwriting – Why Our Team Sets Us Apart
When you are in the need of a home loan, either to purchase or refinance, the one thing you want to look for in a bank you may use is a strong underwriting department. I know, it’s not the first thing that comes to mind, like low rates and the…
How to Prepare for your Appraisal
Have an appraisal scheduled? Then take a few minutes to sit down and read our advice below…and then roll up your sleeves and get to work! (You’ll thank us later) Put in some elbow grease. While the Appraiser won’t be paying attention to the dust bunnies collecting behind your refrigerator, they…
Top 10 Things to Know About an Appraisal
What’s an appraisal? We’re glad you asked. Check out the top 10 things you need to know about an appraisal, then get started with the mortgage process here. 1. What is an appraisal? An appraisal is a report made by a professional Appraiser setting forth an opinion of a…
What You Need to Apply for a Home Loan
To apply for a home loan, you'll need to provide your Mortgage Banker and underwriting team with documentation to help verify: employment history, creditworthiness, and your overall financial situation. If you are applying with someone else (co-borrower, such as a spouse), they will also have to provide the same documents.…