A Teen’s Guide to Financial Wellness Mar 6th, 2025 by: Regan Godderz Personal Finance Tips Imagine yourself 10 years from now. What car do you drive? What do you do for work? Where do you live? The truth is most of your life goals will require money. Whether it’s through a car loan, an advanced education, or a mortgage, money allows us the freedom to acquire the future we imagine ... 8 min read Read More
Use Direct Deposit to Receive Your Refund Tax Refund Quickly and Securely Feb 18th, 2025 by: Regan Godderz Personal Finance Tips Believe it or not, it’s that time again. Tax season is upon us. As you prepare your information, be sure to request your tax refund through the fastest option possible: direct deposit. Eight out of ten taxpayers already use this secure and reliable method, according to the IRS. Why use direct deposit to receive ... 4 min read Read More
Busted: Top 4 Mortgage Myths Feb 10th, 2025 by: Regan Godderz Homeownership & MortgagePersonal Finance Tips Myth #1: You need a 20% down payment to buy a house. This is one of the most enduring myths about home ownership. After WWII, using a mortgage to buy a home became much more popular than in years past, and yes, a 20% down payment was typical. Today, we have a wide array of ... 3 min read Read More
How to Avoid Spoofing Scams Feb 10th, 2025 by: Regan Godderz Fraud & Security Scammers are getting trickier with the help of artificial intelligence (AI), and even tech-savvy individuals are falling victim to fraud. From spoofing (mimicking) Caller ID to creating deepfakes of friends or family members’ voices or appearance, financial fraud is changing and so are the methods to spot it. Below are some tips to discern fraud: ... 3 min read Read More
What Can You Use a HELOC For? Feb 7th, 2025 by: Regan Godderz Homeownership & MortgagePersonal Finance Tips A home equity line of credit (HELOC) is a flexible borrowing option that allows you to tap into your home’s equity as needed. HELOCs are commonly used to pay for large expenses, consolidate debt, or cover unexpected costs. Unlike a traditional loan that provides a lump sum, a HELOC is a reusable line of credit. ... 3 min read Read More
