Top 10 Things to Know About an Appraisal
What’s an appraisal? We’re glad you asked. Check out the top 10 things you need to know about an appraisal, then get started with the mortgage process here. 1. What is an appraisal? An appraisal is a report made by a professional Appraiser setting forth an opinion of a…
What You Need to Apply for a Home Loan
To apply for a home loan, you'll need to provide your Mortgage Banker and underwriting team with documentation to help verify: employment history, creditworthiness, and your overall financial situation. If you are applying with someone else (co-borrower, such as a spouse), they will also have to provide the same documents.…
What to Avoid When Applying for a Home Loan
Applying for a home loan is one of the most important financial investments you'll ever make. So, make sure you give yourself the best opportunity to get the perfect solution for your needs. There are some things you'll need to try to avoid while going through the mortgage process. If…
Five Things To Do With Your Tax Refund
Receiving the much-awaited tax return is always exciting. But before you treat your tax return like a gift, remember it was your money all along. It’s smart to have a plan in place before receiving your tax return, or it may be gone before you know it. Start/Increase an Emergency…
Spring Break on a Budget
The holiday season is long over, but the cold of winter is in full swing. This is the time of year when people start dreaming of their next getaway—Spring Break. But this vacation time doesn’t always seem like a break when you’re stressed about all the spending that comes with…