3 min read Welcome to the latest edition of In Focus, where we share top business insights, fraud prevention tips, updates from our local communities, and smart banking solutions. In this quarter’s spotlight, we’re diving into some of the most important topics for business owners and entrepreneurs. We explore why access to capital is essential for getting new businesses off the ground and how you can take steps to recession-proof your operations. Plus, with summer in full swing, we’re highlighting Small Business Week celebrations and sharing how we’re showing our appreciation for the communities we serve. Making It Past the Start-Up Phase 5.2 million business applications were filed in 2024 – but nearly half of new businesses won’t make it past year 5. Explore what drives entrepreneurs to take the leap and why access to capital is critical. Learn from our expert, David Stahl, Head of Business Banking, about what drives entrepreneurs to take the leap and why access to capital is critical. Read more here! Prevent Check Fraud Before It Happens Checks continue to be a problematic payment method. According to the 2025 Association for Financial Professionals, 65% of organizations reporting check fraud activity in 2024. Our Positive Pay Solution helps you fight check fraud and protect your hard-earned money. Ask your banker about the benefits of Positive Pay today! How to Safeguard Your Business Recession-Proof Your Business You can’t control the economy , but you can control how prepared your business is to weather a downturn. Learn from our partner, Clover, about how to manage irregular overhead and cash flows. Click here to read six tips to your business can implement to build business confidence through a recession. Learn more! Summertime Festivities Parker Summer Concert Series In Full-Swing It's that time of the year again! We're proud to be the presenting sponsor of the Parker Arts Discovery Park Summer Concert Series. Lunch On Us! We appreciate our communities and to show our gratitude, we host complimentary lunches throughout the summer! Thanks to everyone who’s made it out for lunch with Community Banks of Colorado. Celebrating Small Business Week To say thank you to the businesses that help our communities thrive, we made some special deliveries to our business clients. Don't Miss Out - Join Us At Our Upcoming Events! Parker Arts Summer Concert Series Join us at the Parker Arts free concert series on Thursday evenings from 6:30pm - 8:00pm! July 10 | Hand Turkey July 17 | The Pickpockets July 24 | Rhett Hane July 31 | Make Me Smile (A tribute to the band Chicago) Performed by Groove ‘N Motion Community Appreciation Lunch at Fort Collins Community Banks of Colorado Stop by our Fort Collins Banking Center between 11:00 AM - 1:00 PM on Friday, August 8 for free lunch! We hope to see you there!