Kris Gallegos, Sr. Mortgage Banker

Kris Gallegos

Sr. Mortgage Banker

NMLS #362541

Kris is a dedicated mortgage professional with over 28 years of experience.  She has been part of the NBH family for over 13 years. In that time, she has been a dedicated advocate for over 3000 families achieving their goal of homeownership or refinancing. She has consistently provided exemplary service to her clients and referral partners.  In recognition of her unwavering dedication she’s been awarded the 2024 Five Star Mortgage Professional Award.

Kris is an affiliate with Homes for Heroes. She is committed to giving back to those who serve our communities selflessly. Her passion for serving these individuals was rooted in her unique perspective, shaped by her family’s dedication to service. Her father is a retired Air Force officer serving 33 years, and her brother is a former Marine. These relationships fuel her deep sense of gratitude to those who serve our country.

When she isn’t assisting clients, you can find her on the pickleball court or attending a country concert. Her favorite artists are Zac Brown Band and Spencer Crandall.


I am so thankful to Kristine and Community Banks of Colorado for ensuring my refinancing experience was smooth and timely. Everything was very clear and thorough, and I felt confident with every step. I liked the videos that I would receive throughout the process as well.

- Chris F.

Kris is an amazing Mortgage Banker. I have bought 7 homes in Colorado Springs in the Last 30 years and this was the easiest. She is direct of what she needs, she is there for questions. What more can I say but the Best

- Joseph M.

Very professional atmosphere. Extremely easy to work with and all my questions were answered truthfully and promptly!

- Ryan J.

Kris made our transition from South Dakota to Colorado a seamless and stress-free experience from beginning to end.

- Julie D.

Kris was extremely well organized during this process and her communication was impeccable. Having obtained a mortgage on a number of houses, none of them have gone as smoothly as this one.

- Michael R.

Kris Gallegos with Community Banks Mortgage went above and beyond the call of duty. She worked tirelessly to get our loan approved in under a month all the while being available to field our numerous questions at ANY TIME of the day. Courteous, professional, timely, friendly – Kris is the best.

- Nathan S.

Kris and Sue McElhaney-Lew are a power team who cover every detail and are always there to answer questions. I highly recommend both of them!

- Donna W.

Kris was a rockstar throughout our experience! Excellent experience working with her and would gladly recommend her to a friend.

- Phillip F.

Kris was very good in keeping us educated every step of the way, even sending a couple messages to us while she was on vacation. The process was very quick and we couldn’t be happier.

- Robert D.

We were so pleased with our overall experience. Everything went as smoothly as possible under very complex circumstances. Kristine’s extraordinary efforts led to a successful closing that otherwise would have been impossible to accomplish. Therefore we are very grateful!

- Laura C.

The process of buying a home is very stressful in general. Fortunately for us, Kris worked so very hard and extremely efficiently that the experience was incredibly smooth and fast. The stress was minimal. Kris made our purchase of our dream home an unforgettable experience.

- Randy G.

Everything regarding our refinance went as smooth as possible. Working with Kris Gallegos was a pleasure- she knows her business, and that made everything go as smooth as possible!

- Charles J.

Kris and her team were absolutely amazing. They made the entire process easy and understandable. On top of this they got us into our home in what seems like record time! Would be more then happy to work with them again.

- Benjamin H.

The entire lending/closing process was a smooth and promptly handled process thanks to Kris. I was consistently well informed on each step of the process and I greatly appreciated it as a first time home buyer.

- Travis M.

Absolutely the best experience we could have imagined! Kris and Joe took excellent care of us and I can’t imagine doing this with anyone else! Thank you for helping us find our dream home! You are the best!

- Merry L.

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