Our current lending environment offers historically low interest rates in conjunction with an extremely hot real estate market. In a setting where multiple offers are being received on any property priced from $150K – $450, it is important to ensure that your offer is taken seriously. To do so, get pre-qualified with an experienced Loan […]
Mortgages are complex, but at Community Banks of Colorado we’re here to help. Whether you’re buying your first home, refinancing your current home, or buying your dream home, we will walk you through the process every step of the way. We offer a variety of mortgage solutions, but here are some of the most common:
3% Down Payment
If you don’t have a 10% to 25% traditional down payment, this could be the ideal mortgage for you.
95% Cash Out
Access the equity in your home to make improvements to your residence with a 95% cash out loan.
Looking for a larger home? A Jumbo mortgage may be the solution for you. Your loan can be customized with fixed or adjustable rates and a choice of terms.
Federal Housing Administration (FHA) Loans
If you’re a first-time home-buyer and don’t have the traditional 20% down payment or you’re having a hard time qualifying for a traditional loan, you may benefit from our FHA loan program.
Veteran’s Administration (VA) Loans
If you’re a veteran, active duty in the military or serve in the National Guard or reserves, the VA Loan offers you and your spouse an affordable home financing solution. The VA Loan program has provided affordable home financing solutions for more than 20 million veterans and their families.
USDA /Rural Mortgages
You could receive 100% financing for your property if you live in an eligible rural area under the USDA Rural Development’s Single Family Housing Guaranteed Loan Program.
Construction to Permanent Loans
Conveniently combine two loans in one closing with our Construction to Permanent loan. One loan finances the construction of your home and the other loan is a permanent loan once the building process is complete.
Home Equity Solutions
A home equity term loan or home equity line of credit (HELOC) let’s you borrow against equity in your home as collateral.
If you received a loan through Peoples Bank and want to make a payment, please click here.
Frequently Asked Questions